One of the best things about being a part of a Vacation Club is the opportunity to travel. Whether you’re going to your home resort, trying out a new destination, or taking a family vacation, having the right kind of travel protection can really help you if something happens before or during your travels.
Chubb Travel Protection, a well-known worldwide provider of travel insurance, has been chosen by your Vacation Club to provide travel protection to its members. This means there are several levels of insurance protection available to you depending on what type of travel you do, from lower levels of insurance coverage that comes with your membership to a full year of insurance protection for all your trips.
It’s much simpler to understand these plans as levels of insurance protection—you can select the one that best suits your travel style.
Coverage Options: At- A-Glance
| Plan | When It Applies | Who Is Covered |
| Basics (Included) | Resort membership/exchange travel | Contract holders |
| Essentials (Upgrade) | Resort membership/exchange travel | Members + 6 companions |
| Vacation 365 | ANY travel 100 miles or more from your primary residence | Up to 10 |
Level 1: Basic Emergency Insurance Protection Included with Membership
ResortCom Basics Plan – Included
As a member, you receive the ResortCom Basics Plan as part of your membership, providing emergency insurance protection and travel assistance for travel using your Vacation Membership. Coverage is limited to membership or exchange travel and covers only named contract members.
This plan includes:
- Emergency Medical Evacuation (up to $50,000)
- Repatriation of Remains (up to $50,000)
- Transportation after Stabilization
- Return of Dependent Children
- 24/7 emergency travel assistance
This insurance plan is valid when you travel 100 miles or more away from your primary residence to/from/to one of your vacation ownership resorts/exchanges.
Best for: Contract Members who want basic emergency insurance protection for membership or exchange travel.
Level 2: Increased Coverage for Resort Trips
ResortCom Essentials Plan – Upgrade Option
Members who would like to add additional insurance coverage to their vacation ownership resort (or exchange) travel may opt to upgrade to the ResortCom Essentials Plan. In addition to the insurance protection offered by the Basics Plan, the Essentials Plan offers:
- Trip Delay coverage
- Baggage and Personal Effects coverage
- Accident and Sickness Medical Expense coverage
- Emergency Evacuation and Repatriation of Remains
- Coverage for travel companions (up to six travelers)
- 24/7 travel assistance services
Best for: Members who want additional coverage and confidence for themselves and up to 6 travel companions when traveling to their vacation ownership or exchange resorts.
Level 3: The Best Value for Frequent Travelers
Vacation 365 – Annual Travel Protection Members who travel more than once a year will find the most comprehensive and convenient travel protection option is Vacation 365, an annual travel insurance protection plan developed specifically for Vacation Club members. Coverage is NOT limited to vacation membership travel but instead covers any travel at least 100 miles from home – ALL trips, ALL year.
One policy will help protect your travel for a full year, and you’ll have:
- Coverage for unlimited trips over 12 months. Covered trips can be up to 60 days in length.
- Insurance protection for up to 10 travelers on one policy (travelers do not need to travel together). All covered travelers under one Vacation 365 policy must reside in the same state.
- You’ll be covered wherever you travel, not just for resort stays.
- Regardless of how many people you want to insure, the price will always be the same!
- Some policies also include trip cancellation benefits.
- Three coverage levels: Basics, Essentials. and Choice.
This is likely the easiest way to help ensure that all of your trips taken throughout the year are protected.
Best for: Members who travel multiple times per year and/or those who want comprehensive coverage for themselves, their families, and their guests for their membership, exchange, or personal travel.
Why Members Like Vacation 365
Many members enjoy the convenience of Vacation 365 for many reasons. Unlike buying insurance for each trip you take, Vacation 365 provides one policy to cover your travel for the entire year.
Members enjoy the fact that:
- Whether you travel once or ten times this year, one policy covers your entire year of travel.
- Vacation 365 covers up to 10 travelers for the same price as a policy covering one person.
- You don’t have to buy separate insurance for every trip you take.
- Special pricing is only available to Vacation Club members.
- Your membership provides emergency insurance protection for your resort travel.
However, Vacation 365 extends that insurance protection for all covered travel throughout the year—for you, your family, and your guests.
Insurance Protection for Your Entire Year of Travel
If you plan to travel more than once this year, Vacation 365 could be the simplest and least expensive way to help ensure that all of your trips are protected.
Travel smarter all year.
Why Buy Travel Insurance Every Trip?
Vacation 365 allows members to obtain annual travel protection for unlimited trips and up to 10 travelers.
Purchase Vacation 365 Today!
Purchase Vacation 365 here:
Contact Chubb for More Coverage Details
Have additional questions about the insurance benefits available to you through Chubb? Contact our Customer Service team (available Monday to Friday, 8 a.m. to 8 p.m. ET)—we’re more than happy to help!
Please reference ResortCom and be prepared to provide your vacation club account number to ensure we can provide you with the best possible support.
Inside the US: +1 844-825-2264, option 3
Outside the US: +1 585-939-7468, option 3
©2026 Chubb. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at http://www.chubb.com. This is a brief description of the features of this insurance program. It is not a contract of insurance. The terms and conditions of coverage are set forth in the Policy issued to ResortCom. The Policy is subject to the laws of the state in which it was issued. Coverage may not be available in all states or certain terms or conditions may be different if required by state law. Insurance benefits are underwritten by ACE American Insurance Company located at 436 Walnut Street, Philadelphia, Pennsylvania 19106. Insurance products and services are provided by a licensed producer, and not by the parent company itself.
