Understanding Your Chubb Travel Insurance Coverage Options 

We want you to have the best possible resort experience. But the reality is that any time you travel, you can face unexpected issues that could derail your trip. To help you navigate these “what ifs,” we’ve partnered with Chubb—a leading international insurance provider—to offer you insurance coverage while traveling using your vacation ownership account. How does it work? There are two Chubb plans—the Basics and the Essentials plans.

As a Gold or VPA member, you’re automatically enrolled in and covered by the Basics plan. It includes:

1. Coverage for up to $50,000 in emergency medical transportation to the nearest adequate facility, transportation after stabilization, and return of dependent children (applies when you’re traveling 100 miles or more from your primary residence to your vacation ownership);
2. Coverage for up to $50,000 in reasonable expenses for the repatriation of a member’s remains to the U.S. if an accident or illness results in death; and
3. Access to 24/7 medical, travel, and personal assistance services to help you navigate travel emergencies. For more details on these assistance services and the types of situations they can help you navigate, check out our blog post here.

Note: Premier members must elect coverage during the annual enrollment period in order to be eligible for the Chubb Basics insurance benefits and travel assistance services.

Enhanced Coverage: Chubb Essentials Plan

Looking for coverage for travel mishaps beyond those covered by the Basics plan? You can upgrade to the Chubb Essentials plan at anytime throughout the year. The Essentials plan provides the same access to 24/7 travel assistance experts, plus:

1. Travel benefits, like coverage for trip delay (up to $600), baggage delay (up to $100), and baggage and personal effects (up to $1,000);
2. Up to $10,000 in coverage for accident and sickness medical expenses (applies when you’re traveling 100 miles or more from your primary residence to your vacation ownership); and
3. Enhanced coverage of up to $500,000 for emergency medical transportation to the nearest adequate facility, transportation after stabilization, and return of dependent children and repatriation of a member’s remains.

This upgraded Essentials coverage is available to you for just $20 per account. Interested in upgrading to the Essentials plan? Call 800-852-4755 (or +1 800-461-0602 if dialing from Mexico) or click here to submit your interest.

Contact Chubb for More Coverage Details

Have additional questions about the insurance benefits available to you through Chubb? Contact our Customer Service team (available Monday to Friday, 8 a.m. to 8 p.m. ET)—we’re more than happy to help! Please reference ResortCom and be prepared to provide your vacation club account number to ensure we can provide you with the best possible support.

Inside the US: +1 844-825-2264, option 3

Outside the US: +1 585-939-7468, option 3

©2024 Chubb. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at http://www.chubb.com. This is a brief description of the features of this insurance program. It is not a contract of insurance. The terms and conditions of coverage are set forth in the Policy issued to ResortCom. The Policy is subject to the laws of the state in which it was issued. Coverage may not be available in all states or certain terms or conditions may be different if required by state law. Insurance benefits are underwritten by ACE American Insurance Company located at 436 Walnut Street, Philadelphia, Pennsylvania 19106. Insurance products and services are provided by a licensed producer, and not by the parent company itself.