What To Do When You Need More Points

There is no doubt about it; the more points you own, the greater the flexibility you will have to stay in the types of suites you love best and for as long as you wish. If you have a special event coming up soon and you want to bring family members with you, or if you want to take an extra vacation one year, you could upgrade or purchase more points. However, there are additional options available to you when you wish you had more points to cover your stay: Borrowing, using Club Time or Preferred Time, planning ahead through Banking, and Accelerating for those Senior VPA Members.


When upgrading your membership is not an option, you may choose to immediately borrow points from future years to cover your reservation. Members with full annual memberships are able to borrow a full year’s allotment of Club points in advance for up to five successive calendar years for use in the current calendar year. Biennial members can borrow from their next use year’s allocation. Please keep in mind that in order to take advantage of this benefit, you will be required to pay for a full set of points and all associated maintenance fees.

Elite 4 Star members can borrow up to seven successive years in advance. Elite 5 Star and Residence Club members can borrow up to ten successive years in advance. All you have to do is pay the estimated maintenance fees for the years that you borrow. Borrowed points may not be used during the holiday seasons.

Club Time – (Rental Time) 

Club Time is additional rental vacation time available for members all year long, based on availability. As a Club member, you can add additional nights of rental during your vacation. Based on availability at the resort, members have special members’ nightly rental rates called “Club Time”-which are always the lowest possible nightly rates at our resorts.

Preferred Time

Preferred Time is additional rental vacation time available through the Club that Villa Preferred Access members can use in the summer season (weeks 18-43). Based on availability, members pay a pro-rated maintenance fee for the additional points (Preferred Time) up to the amount of Club Points purchased, but not in excess of a maximum aggregate of two weeks of Club Points each Calendar year. You can use Preferred Time to extend your trip or reserve two units at the same time by using Club points for one and Preferred Time for your second room. Preferred Time is a good choice if you don’t want to borrow a future year of use. It can also be used to exchange a week through Interval International. Preferred Time is the most affordable rental option; however, please keep in mind that it is limited to the summer season. Biennial Members shall be entitled to use Preferred Points during their Use Period only.


If you have time to plan ahead and need to have more points to cover a particular unit size or length of stay for the following year, you can bank your points from one year to the next. In order to bank points for the following year, you must do so before by October 31 of each year and be up to date with your maintenance fees.

Acceleration (Senior Points Memberships)

Acceleration is when you use points from the back end of your membership and reduce the overall length of your membership by “accelerating” or increasing use. This benefit is only available to Senior VPA members with an annual membership. In order to take advantage of this benefit, you will be required to use a full set of points and pay the associated maintenance fees for these points. At least 30% of the purchase price for your membership must be paid in order to use the Accelerating benefit. Accelerated points may not be used during the holiday seasons.

With all of these flexible use options, there is no reason to ever miss out on a vacation in paradise! Please click here for our current Club Promotions to help you optimize your membership. Call Member Services today at 1 800 852 4755 for assistance with banking, borrowing, Club and Preferred Time and more!

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3 thoughts on “What To Do When You Need More Points

  1. I have been trying to reach you by phone. I want to book a week at Cancun for my daughter. I dont know if I have enough points. She wants to go January 31, 2022 to February 7 2022. Can i buy points? Please advise.
    thanks Doreen


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